Indicators

One page of numbers.

Updated 2026-11-06 22:30 UTC

Rates

IndicatorCurrentDaily changeMonthly changeYearly change1-year trend10-year range

US 3-month Treasury bill

Cash yield. Tracks the Fed's policy rate most closely.

U.S. Department of the Treasury

4.19%+0.02 pp-0.03 pp+0.23 pp71

US 2-year Treasury yield

Where the market thinks the Fed is heading.

U.S. Department of the Treasury

4.51%+0.05 pp-0.26 pp+0.93 pp88

US 10-year Treasury yield

Cost of long-term money. Rising yields press on stock valuations.

U.S. Department of the Treasury

4.86%+0.02 pp-0.42 pp+0.76 pp98

US 30-year Treasury yield

The long end: mortgages, pensions, the price of patience.

U.S. Department of the Treasury

5.26%+0.01 pp-0.41 pp+0.59 pp98

10-year minus 2-year

Below zero has come before past recessions. The climb back above zero has often come near the start of one.

U.S. Department of the Treasury

0.35 pp-0.03 pp-0.16 pp-0.17 pp49

10-year minus 3-month

The Fed's preferred recession gauge. Same reading, shorter anchor.

U.S. Department of the Treasury

0.67 pp0.00 pp-0.39 pp+0.53 pp57

Effective federal funds rate

The overnight rate the Fed actually steers.

Board of Governors of the Federal Reserve System, via FRED (DFF)

3.88%0.00 pp0.00 pp+0.24 pp71

10-year real yield (TIPS)

The 10-year yield after expected inflation. The discount rate that matters for long-duration assets.

Board of Governors of the Federal Reserve System, via FRED (DFII10)

2.60%-0.04 pp-0.31 pp+0.78 pp99

Fear, dollar, oil

IndicatorCurrentDaily changeMonthly changeYearly change1-year trend10-year range

VIX

Expected S&P 500 swings over the next 30 days. Above about 25 is fear.

Cboe Global Markets, via FRED (VIXCLS)

28.18+69.7%+86.9%+40.9%92

US dollar, trade-weighted

A strong dollar tightens borrowing worldwide. Fed broad index (H.10).

Board of Governors of the Federal Reserve System, via FRED (DTWEXBGS)

121.67-0.1%+0.6%+0.9%81

WTI crude oil

Feeds into inflation. Spikes squeeze consumers.

U.S. Energy Information Administration, via FRED (DCOILWTICO)

$99.64-0.4%+3.7%+62.4%95

Yields show changes in percentage points; everything else in percent. Sources: the U.S. Department of the Treasury (daily par yield curve) and, retrieved from FRED, Federal Reserve Bank of St. Louis: the Board of Governors of the Federal Reserve System (H.10, H.15), the U.S. Energy Information Administration, and Cboe Global Markets (VIX, reprinted by FRED with permission). FRED series carry a one-day publication lag. Research and educational content only, not investment advice. No signal, no recommendation, nothing here says buy or sell.